Should You Downsize in Retirement?

Make sure downsizing is right for you before you take the leap.

Let’s face it: the word downsizing often conjures up images of loss or failure. But what if the definition of downsizing in retirement really means a step up: freedom from hassles and overhead with the flexibility to do and be more of what you want in this next stage of your life?

Here are five things to consider before you put up the “for sale” sign: Read more

The Importance of Being Solvent

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Wealth Isn’t About Money;
It’s About Freedom to Do What You Want

True wealth is the freedom to spend your days doing what you’re passionate about and what you think is important. If you are not living within your means and your cost of living is high, you may have no choice but to keep slogging away at the job you don’t like. But if your costs are low, you’ll find it easier to save money and you’ll be in better shape if you get laid off.  You’ll need a smaller nest egg to retire in comfort, and you may have the financial freedom to take a lower-paying job that you like.

But store up for yourselves riches in heaven, where moth and rust do not destroy, and where thieves do not break in and steal. Matthew 6:20

Want to get your living expenses under control? Try these three steps: Read more

Ready, Set, Sell!

3 Strategies for Getting Your Home Off the Market Fast

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It’s possible to expedite your home’s sale …
if you’re prepared to face the risks involved.

Most sellers have a specific goal when it comes to their transaction: a quick sale and top dollar. But sometimes fast action doesn’t align with achieving the highest and best value.

There are multiple schools of thought on this subject, and the perspective varies not only with where you are in the country, but also by price point, neighborhood and even down to the block. When it comes to pricing and the search for a quick sale, it’s always best to get help from a local agent. LDSAgents.com has over 3,000 realtors in the US and Canada.

Here are some strategies you can use to get offers fast. Read more

6 Houseplants That Could Kill You and Your Pets

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Houseplants are a decorator’s best friend, adding pops of color and a vibrant touch to even the blandest home interiors. And studies show that they also improve air quality, lower your stress level, generally make you happier, and just might even make you smarter.

But what if those seemingly innocent buds are doing just the opposite? What if they’re actually trying to kill you?  Maybe even your pets?

Read more

4 Money Tips for New Homeowners

More than 60% of Americans own their homes, and while there are certain benefits to ownership, there’s also a downside: the cost.

You may have thought that coming up with a down payment was the greatest financial hurdle you’d face, but as you’ll soon come to learn, there are numerous expenses associated with owning a home. Here’s how to handle them. Read more

When Life Gets Rough, Be Grateful!

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There are always blessings in our lives that we miss seeing when our vision is clouded by bad luck or discouragement.

We’ve all heard the phrase that when life gives us lemons, we should make lemonade. We’ve also all heard the story of Job in the Bible, who, despite losing all his possessions, family, health, and support from friends, trusted in the Lord and found something to be grateful for—his testimony.

Often life does not go the way we planned and fate seems to be against us. But even when jobs, friends, or health fail us, there is always something in our lives that the Lord has blessed us with and that we can be grateful for. If like Job we can keep our sights on the Lord and step back to see the bigger picture, the rough time will pass and we will find it easier to see the abundance that the Lord has blesses us with. Though many of the ideas below are probably familiar, it never hurts to think about them more deeply and be reminded of our blessings.

Here are 10 things to be grateful for when everything seems to be going wrong. Read more